There’s a mutual whole life font loaded insurance product that can fund a seven-figure generational windfall for you and yours for next to nothing.

How This Works:

1. You pay front loaded premiums for mutual whole insurance life policies on members of your family (or anyone else).
2. You borrow back your premiums against the death benefits through guaranteed loans.
3. You invest your guaranteed loans exactly the way you would have if you didn't front load them through this insurance product.
4. The insurance pays dividends on the insurance that will more than cover the cost of your guaranteed loan;
5. You and yours get cost-free, tax free, seven-figure payouts via death benefits and you become a family hero on the cheap rewriting your family's class and wealth for generations to come.

It’s a tax-advantaged instrument that:

• is historically safer than banks;
• offers tax-advantaged compounding of dividends and distributions;
• you get your premiums back without delay through guaranteed low cost borrowing;
• the borrowing interest rate is historically lower than the dividend distribution paid out, and you're borrowing against the death benefits while your policy’s cash value compounds unhindered by your guaranteed loan;
• and it provides life-changing payouts upon family members’ deaths, guaranteeing a massive seven-figure influx of wealth at the end of each generation to refund or expand this family fortune generations to come.

The smartest investment brains on the planet work for life insurance companies. Banks invest a substantial amount of their reserves in life insurance policies - in the billions! Because of the tax advantages and big investment brains, this investment is so good it’s not uncommon for bank balance sheets to show holdings of twice as much life insurance than real estate.

Because of their significant social benefit life insurance dividends are tax-sheltered making their compounding superior to other forms of “risk-off” investments like US Treasuries, bank CDs or bonds. Also, and significantly, death benefits are entirely tax-free. Life insurance companies hedge their investments to maximize returns while taking minimal risks. They have superior century-long investment records of steady, reliable returns.

Whole life policies from mutual insurance companies offer guaranteed tax-free growth rates of 2-3% and pay tax-free non-guaranteed, but reliable annual dividends on top of that. Albert Einstein said that compound interest is the 8th wonder of the world. Those who know get it. Those who don’t pay it. Making interest on interest tax free snowballs your investment into a family fortune in the safest and most reliable manner possible. There is no safer, more reliable way to compound a risk-off investment than a fine tuned, whole life mutual insurance policy. It’s no wonder why they’re banks' investment vehicles of choice, not to mention a strategy of capital formation for industry titans like Disineyland, McDonalds, JC Penney, Foster Farms, the Pampered Chef, and much more.

Whole-life mutual insurance policy investments should be a staple for guaranteeing generational family wealth.

There are several insurance companies that are wholly owned by policyholders directly, called mutual life insurance companies. These are advantageous because all the gains these companies make go directly to policyholders as opposed to profits being siphoned out to stockholders. These mutual life insurance companies offer their shareholders a guaranteed tax-free multi-million dynastic wealth option at a very marginal opportunity cost.

Choose a mutual life insurance company so that dividends paid on your policy are not diluted by public shareholder dividends. Max out the cash value of whole life insurance on your family members with paid-up additions and term insurance riders which offers cash value as high and as close to your paid premiums as possible.

Pay off your  loans with the cash flow from your policy and reinvestments (do not let it cannibalize the death benefit); In about a month (insurance loan processing time) after you make premium payments, you’ll have a very significant portion of the cost of this policy returned to you in cost-free loans, so you can reinvest how you would have had you skipped this dynastic wealth building strategy altogether. Or you can just let your life insurance cash value policy compound, if you feel you have no better investment alternatives.

Generational wealth will flood into your family trust in the form of death benefits as one generation passes, and another one flourishes nearly cost-free every generation thanks to the compounding investment results of these world-class investment geniuses of centuries old mutual whole-life mutual insurance companies.

With this strategy you get to employ the best minds in the investment world working for returns on your paid premiums. You get a return on your policy which is not reduced by policy loans - rather, they’re collateralized by the policy’s death benefits. And you get guaranteed loans with interest rates less than the growth and dividend value of the policy whereby you can reinvest the money you paid for premiums into any other investment of your choosing.

You’re getting two returns on two investment vehicles (the policy and your reinvestment of policy loans) for the cost and capital layout of one! Where else (other than Lloyds of London insurance underwriting) can you double penetrate ROI on one investment?

The loans used to reinvest (if you chose) are also drawn tax-free. They can be repaid with policy dividends, so they are largely cost free as well. Because of this loan option your premium investments are only temporarily diverting your capital from working its own magic on your own investment portfolio. And while your whole life mutual insurance distributions pay off your loans, you're left with a small positive delta between your mutual life insurance cash value compounding growth (thanks to your mutual life insurance whole life policy ROI) and your life insurance loan repayment.

All the while, your policy loan reinvestments are hardly hindered by a temporary diversion of investment funds to front run these whole life mutual insurance premiums. In the end your family can gain million dollar payouts every generation at nearly no opportunity cost because of the investing brilliance of your (in every sense of the word) mutual life insurance company.

So - why wouldn’t you front run your capital through the best whole life mutual insurance policies first, before borrowing the same funds against death benefits at a net ROI gain, just to turn around and reinvest policy loans in the investments you plan to make in any event, and collect millions in death benefits every generation to boot? What’s the downside? The upside is millions in additional family wealth that would otherwise be lost.

Be that guy in your family that walks out of the financial stone age and establishes generational wealth for all your successive lineage through this risk-off no-brainer strategy.

Of course the selection of whole life insurance companies and properly structured policies is absolutely critical.  

Stealth Wealth | Confidential members have access to curated whole life insurance companies and structured policy strategies to maximize the ROI of your mutual whole life insurance investments.

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